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id="cte94uzs" class="news"> <div class="cte94uzs" id="newsTitle"> <h1 class="font18"><span>“三看”辨別網(wǎng)絡(luò)保險(xiǎn)真?zhèn)?/span></h1> </div> <div id="cte94uzs" class="grayline"> </div> <div id="cte94uzs" class="newssource">2016年11月24日 11:23????信息來源：http://www.daja.net.cn/index.php/home/index/article/id/3162/type/6/pageReferrer/1.html</div> <div class="cte94uzs" id="newscontent"> <h2 class="newscontent"> <div><p> 如何通過正規(guī)合法網(wǎng)站，買到貨真價(jià)實(shí)的互聯(lián)網(wǎng)保險(xiǎn)產(chǎn)品呢?北京保監(jiān)局相關(guān)負(fù)責(zé)人表示，辨別互聯(lián)網(wǎng)渠道所售產(chǎn)品真?zhèn)?，需要做?ldquo;三看”。</p> <p style="text-align: center;"> <img src="http://123.57.165.201:81/webappuploadDir/20161124/2016112410555515040933567822.jpg" width="600" /></p> <p> “互聯(lián)網(wǎng)+”背景下，各種帶著互聯(lián)網(wǎng)色彩的保險(xiǎn)組織模式、產(chǎn)品開發(fā)模式、營銷模式等紛至沓來，吸引市場和公眾的廣泛關(guān)注，但也潛在著一定風(fēng)險(xiǎn)。近日，北京保監(jiān)局發(fā)布消費(fèi)提示稱，北京保監(jiān)局近期發(fā)現(xiàn)少數(shù)業(yè)外機(jī)構(gòu)和個人假借保險(xiǎn)公司的名稱、簡稱或logo，設(shè)立虛假網(wǎng)站、微信公眾號等，對保險(xiǎn)產(chǎn)品做不實(shí)宣傳，部分互聯(lián)網(wǎng)信貸平臺、P2P公司虛構(gòu)與保險(xiǎn)公司的合作協(xié)議或保障責(zé)任，借助保險(xiǎn)公司信譽(yù)為其信貸平臺業(yè)務(wù)“增信”，誤導(dǎo)社會公眾。</p> <p> 如何通過正規(guī)合法網(wǎng)站，買到貨真價(jià)實(shí)的互聯(lián)網(wǎng)保險(xiǎn)產(chǎn)品呢?北京保監(jiān)局相關(guān)負(fù)責(zé)人表示，辨別互聯(lián)網(wǎng)渠道所售產(chǎn)品真?zhèn)危枰龅?ldquo;三看”。</p> <p> 一看渠道消費(fèi)者要注意從正規(guī)渠道購買互聯(lián)網(wǎng)保險(xiǎn)產(chǎn)品。保險(xiǎn)公司的官方網(wǎng)站、保險(xiǎn)專業(yè)中介機(jī)構(gòu)經(jīng)營的保險(xiǎn)網(wǎng)上商城以及保險(xiǎn)公司合作的第三方網(wǎng)絡(luò)平臺，如一些知名購物、旅游網(wǎng)站等都為消費(fèi)者提供保險(xiǎn)服務(wù)。</p> <p> 二看資格銷售互聯(lián)網(wǎng)保險(xiǎn)產(chǎn)品需要具備相應(yīng)的銷售資格。直接開展承保、理賠、客戶服務(wù)等保險(xiǎn)經(jīng)營行為的機(jī)構(gòu)，如保險(xiǎn)網(wǎng)上商城，應(yīng)當(dāng)有保險(xiǎn)業(yè)務(wù)經(jīng)營或代理資格;為保險(xiǎn)公司提供網(wǎng)絡(luò)支持服務(wù)的各類網(wǎng)站，會在網(wǎng)頁上披露合作的保險(xiǎn)機(jī)構(gòu)信息，同樣，保險(xiǎn)機(jī)構(gòu)官網(wǎng)也可查詢到合作網(wǎng)站的信息，以便相互印證。</p> <p> 三看產(chǎn)品消費(fèi)者在網(wǎng)上購買保險(xiǎn)時(shí)，要注意甄別所購保險(xiǎn)產(chǎn)品真?zhèn)巍ＲJ(rèn)真閱讀保險(xiǎn)條款，充分了解保險(xiǎn)產(chǎn)品的保障范圍和免責(zé)范圍，謹(jǐn)慎購買承諾高收益的產(chǎn)品，防范不法分子以高額回報(bào)為誘餌、假借保險(xiǎn)名義推銷非保險(xiǎn)金融產(chǎn)品。</p> </div> </h2> </div> <div id="cte94uzs" class="space10"> </div> <div id="cte94uzs" class="newscontent"> <div id="cte94uzs" class="xgyd"> 相關(guān)閱讀： </div> <div id="cte94uzs" class="newslist"> <div> <ul class="kxcotent"> <li><a href="/sjzs/2023-11/11/239228.html" title="遠(yuǎn)離直播間“賭石”和“洗金”">遠(yuǎn)離直播間“賭石”和“洗金”</a><span>（2023-11-11）</span></li> <li><a href="/sjzs/2023-11/6/239012.html" 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