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if(cont&&cont.indexOf("<p>http")==0){ cont = cont.replace("<p>",""); cont = cont.replace("</p>",""); window.location.href=cont; } } }); </script> <div> <div id="cte94uzs" class="bread"> 當(dāng)前位置：<a href="/" text="首頁(yè)">首頁(yè)</a> >><a href="/xfjs/list.html">消費(fèi)警示</a> </div> <div id="cte94uzs" class="space10"></div> <div class="cte94uzs" id="content"> <div id="cte94uzs" class="graybg"> <div id="cte94uzs" class="news"> <div class="cte94uzs" id="newsTitle"> <h1 class="font18"><span>2019年網(wǎng)絡(luò)詐騙人均損失創(chuàng)新高金融詐騙是禍?zhǔn)?/span></h1> </div> <div id="cte94uzs" class="grayline"> </div> <div id="cte94uzs" class="newssource">2020年01月10日 17:32????信息來(lái)源：http://www.cqn.com.cn/cj/content/2020-01/10/content_8018140.htm</div> <div class="cte94uzs" id="newscontent"> <h2 class="newscontent"> <div><p> 哪類(lèi)詐騙是2019年的網(wǎng)絡(luò)詐騙之王？為什么說(shuō)騙子越來(lái)越懂你了？網(wǎng)絡(luò)詐騙有哪些新趨勢(shì)新威脅？</p> <p> 2020年1月7日，360企業(yè)安全集團(tuán)、360獵網(wǎng)平臺(tái)發(fā)布《2019年網(wǎng)絡(luò)詐騙趨勢(shì)研究報(bào)告》（下簡(jiǎn)稱(chēng)報(bào)告）。據(jù)悉，在報(bào)告中，360安全大腦基于360獵網(wǎng)平臺(tái)2019年收到的近兩萬(wàn)條有效詐騙舉報(bào)，從網(wǎng)絡(luò)詐騙大數(shù)據(jù)趨勢(shì)、受害者畫(huà)像、網(wǎng)絡(luò)詐騙典型案例等維度，揭示了網(wǎng)絡(luò)詐騙的現(xiàn)狀及趨勢(shì)，并對(duì)金融詐騙、交友詐騙、兼職詐騙等2019年典型網(wǎng)絡(luò)詐騙進(jìn)行了深入分析，總結(jié)出2019年網(wǎng)絡(luò)詐騙六大變種、十大話術(shù)和五大防范錦囊。</p> <p> 一線城市成騙子淘金地網(wǎng)絡(luò)詐騙人均損失逐年提升</p> <p> 2019年，騙子又度過(guò)一個(gè)有“升”之年。</p> <p> 從2014年到2019年網(wǎng)絡(luò)詐騙舉報(bào)的數(shù)量和人均損失來(lái)看，這6年期間，盡管網(wǎng)絡(luò)詐騙的舉報(bào)數(shù)量有所起伏，但網(wǎng)絡(luò)詐騙的人均損失數(shù)額卻逐年提升。這從一定層面反映出，網(wǎng)絡(luò)詐騙騙術(shù)愈發(fā)精準(zhǔn)和專(zhuān)業(yè)，導(dǎo)致個(gè)體上當(dāng)受騙的損失越來(lái)越大。</p> <p> 具體到2019年網(wǎng)絡(luò)詐騙的主要類(lèi)型，金融詐騙、游戲詐騙、兼職詐騙成為舉報(bào)量最高的三大詐騙類(lèi)型。網(wǎng)絡(luò)賭博詐騙、交友詐騙和金融詐騙成為人均損失最高的三類(lèi)詐騙。舉報(bào)量最多、人均損失又遙遙領(lǐng)先的金融詐騙正迅速蠶食著受害者的錢(qián)包。</p> <p> 從網(wǎng)絡(luò)詐騙受害者的地域特征來(lái)看，北上廣均出現(xiàn)在榜單上。廣東省以量搶先，舉報(bào)量分走總量的10.7%，穩(wěn)居第一。這從側(cè)面反映出廣東人的維權(quán)意識(shí)相對(duì)較高，人均損失前兩位的地區(qū)依次為北京和上海。</p> <p> 男女老少各有痛點(diǎn) 詐騙大數(shù)據(jù)畫(huà)出眾生相</p> <p> 在騙子眼中，沒(méi)有人是不能騙的。</p> <p> 報(bào)告顯示，男性的受騙率更高，占到了總舉報(bào)量的66.9%。但是，女性在人均損失上更扎心，高達(dá)3萬(wàn)余元。</p> <p> 無(wú)論男性還是女性，其受騙狀況都呈現(xiàn)出鮮明的喜好和習(xí)慣特征。比如，男性舉報(bào)量最高的兩大網(wǎng)絡(luò)詐騙為金融詐騙、游戲詐騙，人均損失最高的詐騙則是網(wǎng)絡(luò)賭博詐騙。</p> <p> 而女性舉報(bào)量最高的詐騙則是金融詐騙、兼職詐騙。報(bào)告稱(chēng)，從相關(guān)舉報(bào)案例分析可以發(fā)現(xiàn)，女性中賦閑在家的主婦、大學(xué)生為兼職詐騙的主要受害人群。</p> <p> 從年齡上看，騙子無(wú)論對(duì)年輕人還是老年人都“一視同仁”。報(bào)告顯示，18歲至22歲人群舉報(bào)量最高，占比為23%，該年齡段人群多為大學(xué)生。23歲至27歲、28歲至32歲人群則分別為舉報(bào)量第二、第三人群?？梢?jiàn)，80后、90后是詐騙受害者主要人群。</p> <p> 58歲+（58歲及以上人群）舉報(bào)量最低，但人均損失也最高，為83771元。53歲至57歲人群、48歲至52歲人群人均損失緊隨其后。該三大年齡段人群主要為60后、50后。相關(guān)舉報(bào)數(shù)據(jù)顯示，該年齡段人群多遭遇金融詐騙，此類(lèi)詐騙往往損失較大（人均損失為53265元）。60后、50后多為退休人群，有一定的經(jīng)濟(jì)基礎(chǔ)，且具有較強(qiáng)的理財(cái)需求，應(yīng)謹(jǐn)防誤入金融理財(cái)詐騙陷阱。</p> <p> 整體來(lái)看，自18歲至58歲，舉報(bào)量呈現(xiàn)從高到低的遞減趨勢(shì)，而人均損失趨勢(shì)則恰好相反，大致呈從低到高的增長(zhǎng)趨勢(shì)。</p> <p> 不要和陌生人說(shuō)話社交平臺(tái)成騙子“大舞臺(tái)”</p> <p> 在社交平臺(tái)上，無(wú)緣無(wú)故向你獻(xiàn)殷勤的人，可能是騙子。</p> <p> 報(bào)告顯示，QQ成為受害者接觸詐騙者或詐騙信息的最主要途徑，占總量的10.69%。其次為微信，占總量的10.38%。電話這種相對(duì)傳統(tǒng)的工具排在第三位，占總量的9.76%?？梢钥闯?，社交平臺(tái)APP正取代電話成為詐騙者實(shí)施網(wǎng)絡(luò)詐騙利用最多的工具或路徑。</p> <p> 實(shí)際上，近年來(lái)臭名昭著的賣(mài)茶女、支教女教師、美國(guó)大兵等交友詐騙套路正是利用社交平臺(tái)APP迅速蔓延。</p> <p> 眼見(jiàn)為實(shí)是很多人的固有思維，但大數(shù)據(jù)卻告訴我們現(xiàn)實(shí)遠(yuǎn)非如此。從人均損失上看，通過(guò)直播間接觸到的詐騙危害最大，人均損失高達(dá)134729元。相關(guān)案例顯示，這類(lèi)直播間主要以投資指導(dǎo)、股票交流為名義設(shè)立，一般冠以漲停培訓(xùn)班、千萬(wàn)集中營(yíng)、XXX炒股大賽等名稱(chēng)，直播間主播多自稱(chēng)“導(dǎo)師”，會(huì)向觀眾推薦各類(lèi)以炒數(shù)字貨幣為名的釣魚(yú)理財(cái)平臺(tái)。直播間觀眾往往夾雜大量“托”，誤導(dǎo)受害者。</p> <p> 追熱點(diǎn)講故事看人下菜碟三大網(wǎng)絡(luò)詐騙瞄準(zhǔn)人性弱點(diǎn)</p> <p> 理財(cái)、交友、兼職是很多網(wǎng)民的高頻需求，而騙子精心布置的騙局就暗藏其中。</p> <p> 據(jù)悉，報(bào)告根據(jù)舉報(bào)量、人均損失、社會(huì)影響、輿論關(guān)注度等因素，選取了金融詐騙、交友詐騙、兼職詐騙進(jìn)行深入分析，以進(jìn)一步透視網(wǎng)絡(luò)詐騙的特征。</p> <p> 金融詐騙堪稱(chēng)2019年度的詐騙之王，不僅舉報(bào)量和人均損失雙高，在詐騙套路上也是登峰造極。</p> <p> 無(wú)論花錢(qián)還是借錢(qián)，無(wú)論是小年輕還是銀發(fā)族，金融詐騙都能趁虛而入。數(shù)據(jù)顯示，投資、貸款類(lèi)金融詐騙是金融詐騙兩大類(lèi)型，共占金融詐騙總量的92.2%。而從23歲至58+歲人群，舉報(bào)最多的詐騙都是金融詐騙。</p> <p> 此外，金融詐騙追風(fēng)口的能力也令人咋舌。從各類(lèi)型金融詐騙造成的人均損失來(lái)看，虛擬貨幣詐騙導(dǎo)致的人均損失最高，為134522元，騙子往往打著區(qū)塊鏈、數(shù)字貨幣、比特幣、挖礦的旗號(hào)行騙。</p> <p> 俗稱(chēng)殺豬盤(pán)的交友詐騙也是近年來(lái)高發(fā)的網(wǎng)絡(luò)詐騙。報(bào)告顯示，交友轉(zhuǎn)賬類(lèi)詐騙最為高發(fā)，騙子通過(guò)網(wǎng)上交友，與受害者建立感情后，會(huì)以各種理由騙取車(chē)票錢(qián)、手術(shù)費(fèi)、紅包，這也催生了大量的交友詐騙劇本。除劇本迭出的交友轉(zhuǎn)賬外，交友投資、交友博彩也不容忽視，愛(ài)情加金錢(qián)的迷幻藥，可輕松令受害者人財(cái)兩空。</p> <p> 報(bào)告還對(duì)兼職詐騙做了深入剖析。在兼職詐騙受害者中，大學(xué)生首當(dāng)其沖。報(bào)告稱(chēng)，18歲至22歲人群為最大受害群體，占比36.1%。該年齡段人群一般多為社會(huì)經(jīng)驗(yàn)尚淺的大學(xué)生。</p> <p> 在兼職詐騙中，刷單詐騙是最高發(fā)的類(lèi)型，占比超七成。這類(lèi)伴隨著電商興起的詐騙經(jīng)久不衰，且人均損失過(guò)萬(wàn)，遠(yuǎn)超其它兼職詐騙。</p> <p> 網(wǎng)絡(luò)詐騙升級(jí)換代 “六大變種”令網(wǎng)民防不勝防</p> <p> 如同病毒進(jìn)化一樣，網(wǎng)絡(luò)詐騙也在不斷升級(jí)換代。</p> <p> 報(bào)告根據(jù)網(wǎng)民舉報(bào)與大量網(wǎng)絡(luò)詐騙案例，總結(jié)提煉出一些常見(jiàn)網(wǎng)絡(luò)詐騙類(lèi)型的變種，其危害性變本加厲，令人防不勝防。</p> <p> 比如，傳統(tǒng)的以炒外匯和黃金為噱頭的投資詐騙正演變?yōu)閰^(qū)塊鏈騙局。借助區(qū)塊鏈的熱度，新瓶裝舊酒，對(duì)受害人實(shí)施詐騙。前兩年以零擔(dān)保、無(wú)抵押為名頭的貸款詐騙也出了“續(xù)集”，推出幫忙“注銷(xiāo)網(wǎng)貸賬號(hào)，否則影響征信”的詐騙。</p> <p> 劇本迭出的交友詐騙也迅速切換了交友場(chǎng)景，從微信加好友變成在短視頻APP中私聊或者在王者榮耀中開(kāi)黑組隊(duì)。一旦加上好友，便單刀直入誘騙受害人下載賭博游戲。</p> <p> 前兩年傍著熱門(mén)綜藝火起來(lái)的中獎(jiǎng)詐騙也搖身一變，玩起粉絲福利的“普惠模式”。騙子會(huì)利用一些具有一定粉絲量的社交平臺(tái)賬號(hào)，發(fā)布回饋粉絲活動(dòng)，實(shí)際是簡(jiǎn)單直接的紅包返利活動(dòng)，通過(guò)誘導(dǎo)受害人參與大額返現(xiàn)狠騙一筆。不明真相的受害人覺(jué)得博主有一定的粉絲量和影響力，再加上自己想貪小便宜的心理就參加了此類(lèi)活動(dòng)，最終被騙。（來(lái)源：法制日?qǐng)?bào)）</p> </div> </h2> </div> <div id="cte94uzs" class="space10"> </div> <div id="cte94uzs" class="newscontent"> <div id="cte94uzs" class="xgyd"> 相關(guān)閱讀： </div> <div id="cte94uzs" class="newslist"> <div> <ul class="kxcotent"> <li><a 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